Czech Public Health Care for EU Citizens on Temporary Residence Permit
and all Nationalities with Permanent Residence Permit or Employment.


As you can see, Public Health Care is the only option.

Commercial Health Insurance is not an option, except for non-EU family members (spouses, children) . Even then, there are possibilities to get those into the Public Health Care system, and in some cases even without increasing the monthly contribution (restrictions apply).

Permit Type specifics Notes Insurance Options
Business Director of an sro 1,2 ► Public Health Care
Business Trade License 2 ► Public Health Care
Business Citizens of Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a Trade License 3 ► Public Health Care
Employee Working for a czech company or
a foreign company registered in CZ as employer
  ► Public Health Care
Employee Working on a foreign contract working in CZ
(Foreign company is not registered in CZ as employer)
  ► Public Health Care
Other Unemployed, not working   ► Complex Care Health Insurance or
► Public Health Care (conditions apply)
Family non-EU Spouse, Children 2 ► Complex Care Health Insurance or
► Public Health Care (with EU spouse)

Notes:

Directors that are receiving the monthly director's renumeration are paying into the Public Health Care system. Directors are not obligated to take out a salary, but in that case they should enroll into Public Health Care for a minimal monthly fee (independent of income).

Most non-EU children and non-working spouse can be insured through the Public Health Care of the spouse in case he/she is an EU Citizen or has a permanent residence permit in CZ.

Citizens from Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a tradelicense should not take 'Emergency' or Complex Care Health Insurance, but instead should be registered into the Public Health Care (since their countries have bi-lateral agreements with Czech Republic).