Foreigner's Health Insurance for non-EU Citizens on the FIRST Visa


Now select your 'purpose of stay' and also read the Notes carefully.
Then select the most appropriate Insurance Option.

Visa Type specifics Notes Insurance Options
Business Director of an sro 1,2,4 ► Emergency Health Insurance or
► Complex Care Health Insurance or
► Public Health Care (with salary)
Business Trade License 1,2,3,4 ► Emergency Health Insurance or
► Complex Care Health Insurance or
► Public Health Care (EU + non-EU family)
Business Citizens of Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a Trade License 5 ► Public Health Care
Employee Working for a czech company or
a foreign company registered in CZ as employer
  ► Public Health Care
Employee Working on a foreign contract working in CZ
(Foreign company is not registered in CZ as employer)
1,2,4 ► Emergency Health Insurance or
► Complex Care Health Insurance
Other Visa-free entry, Tourist visa, short-term C-Visa. 1 ► Emergency Health Insurance or
► Complex Care Health Insurance
Other Unemployed, not working, Student 1,2,4 ► Emergency Health Insurance or
► Complex Care Health Insurance or
► Public Health Care (with EU spouse)
Family non-EU Spouse, Children 1,2,3,4 ► Emergency Health Insurance or
► Complex Care Health Insurance or
► Public Health Care (with EU spouse)

Notes:

Check with the local embassy whether they accept the cheaper Emergency Health Insurance or only the more expensive Complex Care Health Insurance. Also the foreign police in Prague may refuse the cheaper Emergency Health Insurance in case it is not your first visa.

Former non-EU employees of a EU-based company can choose not to take 'Emergency' or Complex Care Health Insurance, but instead Public Health Care (in case they already have been registered in the EU Public Health Care system because of their employment in another EU country).

If you are the only source of family income and have a trade license, you can be insured through the Public Health Care if your spouse is not an EU Citizen (but not Czech).

Most non-EU children and non-working spouse can be insured through the Public Health Care of the spouse in case he/she is an EU Citizen or has a permanent residence permit in CZ.

Citizens from Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a tradelicense should not take 'Emergency' or Complex Care Health Insurance, but instead should be registered into the Public Health Care (since their countries have bi-lateral agreements with Czech Republic).