Foreigner's Health Insurance for non-EU Citizens
on a Visa Extension / Temporary Residence Permit


Now select your 'purpose of stay' and also read the Notes carefully.
Then select the most appropriate Insurance Option.

Visa Type specifics Notes Insurance Options
Business Director of an sro 1,2,4 ► Complex Care Health Insurance or
► Public Health Care (with salary)
Business Trade License 2,3,4 ► Complex Care Health Insurance or
► Public Health Care ( EU + non-EU family)
Business Citizens of Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a Trade License 5 ► Public Health Care
Employee Working for a czech company or
a foreign company registered in CZ as employer
  ► Public Health Care
Employee Working on a foreign contract working in CZ
(Foreign company is not registered in CZ as employer)
2,4 ► Complex Care Health Insurance
Other Unemployed, not working, Student 2,4 ► Complex Care Health Insurance or
► Public Health Care (with EU spouse)
Family non-EU Spouse, Children 2,4 ► Complex Care Health Insurance or
► Public Health Care (with EU spouse)

Notes:

Directors that are receiving the monthly director's renumeration (the 'salary' stipulated by the Ministry of Interior) are paying into the Public Health Care system and do not need the Complex Care Health Insurance. Directors that do not take out the renumeration because they have other sources of income, but not employment in CZ, will have to take out 'Complex Care' Health Insurance.

Former non-EU employees of a EU-based company can choose not to take 'Emergency' or Complex Care Health Insurance, but instead Public Health Care (in case they already have been registered in the EU Public Health Care system because of their employment in another EU country).

If you are the only source of family income and have a trade license, you can be insured through the Public Health Care if your spouse is not an EU Citizen (but not Czech).

Most non-EU children and non-working spouse can be insured through the Public Health Care of the spouse in case he/she is an EU Citizen or has a permanent residence permit in CZ.

Citizens from Croatia, Macedonia, Montenegro, Serbia, Israel, Turkey and Japan on a tradelicense should not take 'Emergency' or Complex Care Health Insurance, but instead should be registered into the Public Health Care (since their countries have bi-lateral agreements with Czech Republic).